At Luutar’s online store, you can make purchases comfortably even if you’re unable to pay the full amount right away. Through our trusted partners (Liisi, ESTO, and Modena), we offer reliable and flexible installment solutions tailored to various needs.
You have two options:
Submit your installment application during checkout and get an instant response. Conditions depend on the purchase amount and the offer provided by the partner – choose the one that suits you best.
Installment payment can be a smart choice for unexpected expenses or when you want to acquire a valuable item without making a large one-time payment.
To process your application, Holm Bank AS must be authorized to request the following data from the Estonian Tax and Customs Board for the past 12 months: declared income, disability and pension payments, employer records, dividends, and tax debt – this helps speed up the application process.
Read the general terms of the Liisi contract here: https://www.holmbank.ee/et/eraklient/jarelmaks/liisi-jarelmaks
Liisi3 allows you to divide your purchase into three equal payments without interest or contract fees.
Choose Liisi3 as the payment method at checkout – we’ll split the amount into three equal parts. You can make the first payment immediately or in the following month – it’s up to you.
Don’t want to pay the full amount at once? With ESTO installment, you can pay in parts – the application and decision take less than 60 seconds in real time.
Confirm your order, select Luutar installment via ESTO, choose your term, and sign digitally with ID-card, Smart-ID, or Mobile-ID.
ESTO 3 splits your purchase into three equal payments. The first payment is only due the following month – interest-free and commission-free.
ESTO was established in 2016 and is now one of the largest payment solution providers in the Baltics, with over 2000 partners.
Terms available here: esto.eu/ee
For questions, contact ESTO AS at info@esto.ee or use the LIVE chat on www.esto.ee
Pay for your purchase in three parts – 0% interest, 0€ fees. The seller covers the service cost. The first payment is due in 30 days.
Select “Pay in 3 Parts, No Extra Fees” as the payment method at checkout.
More info and FAQs available on Modena’s website
Extend your payment term to 6–48 months for purchases from 100€ to 4000€. The application process is paperless and secure.