Collateral for a Loan
Collateral for a Loan – What Does Luutar Accept?
Luutar is the best pawnshop in Estonia, offering flexible and transparent loan terms. To secure a loan, you need to provide collateral — a valuable item whose worth determines the loan amount. We accept a wide variety of items as collateral: from gold and silver jewelry to electronics and power tools. Below is a detailed overview of what we accept and the conditions.
Gold and Silver – The Most Popular Collateral
Precious metals are always in demand as collateral because their value is transparent and stable. We accept:
- Necklaces and bracelets
- Rings and earrings
- Coins and medals
- Gold watches and cufflinks
- Dental gold
- Investment gold, granules, and bars
Good to know: we also accept damaged or broken gold and silver items. The value is determined by the weight and purity of the metal.
Electronics and IT Devices
Besides precious metals, we also accept electronic devices in good or excellent condition:
- Mobile phones (Android, iPhone, etc.)
- Laptops and desktop computers
- Tablets
- Cameras and camcorders
- TVs and monitors
- Audio systems, speakers, amplifiers
- Game consoles and accessories
Conditions: devices must be fully functional, without cracked screens, and with a decent battery. We recommend bringing the charger and, if available, the box and documentation.
Construction and Power Tools
Quality tools are always in demand! We accept as collateral:
- Cordless drills, saws, sanders
- Welding machines and compressors
- Generators and measuring devices
- Other electric and petrol-powered tools
Conditions: tools must be in working order and clean. Please bring chargers, batteries, and accessories if applicable.
Bicycles and Electric Scooters
We accept bicycles and electric scooters that are well-maintained and in good condition. Our specialists will assess them quickly and offer you the best possible price.
Home Appliances and Other Items
We also accept:
- DVD and Blu-ray players
- Music systems and home theaters
- Car stereos and accessories
- Other valuable items (please inquire in advance)
Not sure if your item is suitable as collateral? Feel free to call us at 6008505 or request an offer using the button below.
Loan Conditions and Useful Information
- We only accept functional and good-condition items (except for gold and silver, which can be damaged)
- Appraisal is done on-site by our specialist
- Collateral is kept at Luutar for the loan period
- Money is issued immediately after appraisal (cash or bank transfer)
- Service is fast, confidential, and professional
Luutar is the best pawnshop in Estonia, with over 15 years of experience and more than 20 branches across the country. We guarantee quick, convenient, and reliable service.
Have questions or want to get a preliminary offer? Send your request now:
