Personal Loan
Consumer Loan for Purchases
A consumer loan allows you to buy the desired goods immediately and pay later. Safe and transparent conditions ensure a convenient and simple shopping experience.
Benefits of a Consumer Loan:
- Safe and reliable
- Quick online application
- Real-time application response
- Digital contract signing
- Flexible repayment terms
- Fixed repayment schedule
- No hidden fees
Key Conditions:
The loan is available from the age of 18 and requires minimal documentation. A quick decision process and convenient repayment options help you make the purchase immediately if needed.
The ESTO small loan helps cover larger expenses and provides the opportunity to obtain extra funds for unexpected costs. Borrow up to 5000€ and choose a suitable repayment schedule for 6 to 60 months.
The annual percentage rate of charge for ESTO AS small loans is 49.37% under the following sample conditions: loan amount of 500 EUR, fixed interest rate of 15.20% per year, contract fee of 0 EUR, monthly management fee of 3.90 EUR, total loan amount and repayment of 874.52 EUR, assuming the credit is repaid over 36 months with equal monthly installments of 24.29 EUR. Review the terms before signing the agreement and consult a specialist if necessary. The small loan is offered and managed by ESTO AS.
